From Saving to Growing: A Real-World Guide to Registered Investment Options
You don’t need a finance degree to make smart decisions with your money.
You just need someone who explains things clearly, gives honest guidance, and puts your goals first.
At Open Concept, we help people understand their investment options—without pressure, without confusion, and without trying to impress you with complexity. Because you’re not here to be dazzled. You’re here to build a future.
You Don’t Have to Be Wealthy to Start Investing.
Too many people wait because they think they need thousands to get going. That’s not true.
You can start with $50.
The sooner you begin, the more time your money has to grow. Even small steps today can lead to big wins later. You don’t need perfect timing. You need a clear plan, consistent action, and someone you trust walking with you.
We Make the Process Simple—And Keep You in Control.
When you invest with us, you’re never in the dark.
You know where your money is, who holds it, and what it’s doing.
Every transaction is approved by you. Every step is explained in plain language.
Accounts That Match Your Stage of Life
We offer both registered and non-registered accounts—each one designed for a specific purpose, with real-life benefits you can actually use.
TFSA
Grow your savings tax-free and pull out the money when you need it.
RRSP
Put money away for retirement and get a tax break while you do it.
FHSA
Save for your first home with tax advantages every step of the way.
RESP
Invest in a child’s education and get government support to help.
RRIF
Turn your RRSP into retirement income you can draw from gradually.
LIRA
Secure retirement savings from a previous job until you’re ready to use them.
Non-Registered Account
Flexible, accessible investing once your registered accounts are maxed out.
Products That Support Long-Term Growth
Segregated Funds
Like mutual funds, but with extra protections. These offer growth potential plus insurance features that help protect your capital and support estate planning.
Investment Loans
In some cases, borrowing to invest can help you reach your goals faster. This isn’t right for everyone. We walk through the risks and help you decide if it fits your plan.
Your Money Is Always Safe and Always Yours
We work with Canada’s most trusted financial institutions—names you already know.
You hold your accounts. You approve every decision. We provide the roadmap, but you’re behind the wheel.
Why Clients Choose Open Concept
We explain things simply.
No complicated terms. No guesswork. Just real clarity.
We earn your trust.
Your money stays with established institutions. Your name is always on it.
We focus on what matters to you.
No sales pressure. No upselling. Just guidance built around your life.
Take the First Step Toward Real Financial Growth.
You don’t have to know everything.
You just need a guide who helps you make smart, confident decisions—without overcomplicating anything.
Start with $50 and a clear plan, no pressure, no confusion, just honest guidance that puts you in control. Let’s get started together. Email us today.